Terms of Use

Welcome to ASAP Capital Solutions (“ASAP Capital Solutions,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, digital platforms, forms, AI Funding Match Calculator, communications, and services related to business funding.

By accessing our website, submitting information, completing a funding request, using our calculator, communicating with us, or using any part of our services, you agree to these Terms and our Privacy Policy.

If you do not agree to these Terms, you should not use our website or services.

1. Use of Services

ASAP Capital Solutions provides business funding information, lead intake, funding review support, and access to possible business funding options through funding specialists, service providers, and funding partners.

Our services are intended for businesses and authorized business representatives seeking commercial funding options. You agree to use our website and services only for lawful business purposes.

You are responsible for ensuring that all information you submit is truthful, accurate, complete, and current.

We may decline, suspend, restrict, or terminate access to our services at any time if we believe you have violated these Terms, provided false information, misused our services, or violated applicable laws.

2. No Guarantee of Approval or Funding

Submitting a form, completing the AI Funding Match Calculator, speaking with a funding specialist, or submitting a funding request does not guarantee approval, funding amount, rate, terms, timeline, or availability of any funding product.

All funding options are subject to review, underwriting, documentation, credit profile, business revenue, funding partner requirements, and other applicable conditions.

Any funding range, funding fit score, pre-approval estimate, or calculator result shown on our website is for informational purposes only and is not a final approval or funding commitment.

3. Funding Applications and Authorizations

By submitting a business funding request, you represent and agree that:

• You are authorized to act on behalf of the business identified in the request.
• The information you provide is accurate, complete, and not misleading.
• ASAP Capital Solutions may review your submitted information to help determine potential funding options.
• ASAP Capital Solutions may share your information with funding partners, lenders, underwriters, service providers, affiliates, verification providers, credit bureaus, or other parties involved in reviewing or processing your request.
• Credit inquiries, including soft or hard credit pulls, may be required depending on the funding product, funding partner, and stage of review.
• Final approval, terms, rates, funding amounts, and timelines are determined by the applicable funding provider or funding partner.

Submitting a funding request does not create a binding commitment by ASAP Capital Solutions or any funding partner to provide funding.

4. Account Creation and Security

Some services may require account creation, portal access, or secure document submission.

If you create an account or receive access credentials, you agree to:

• Provide accurate and current information.
• Keep your login credentials confidential.
• Notify us promptly if you suspect unauthorized access.
• Accept responsibility for activity that occurs under your account.

We are not responsible for losses caused by your failure to protect your login credentials or account access.

5. Communications Consent

By providing your phone number, email address, or other contact information, you authorize ASAP Capital Solutions and its representatives to contact you regarding your inquiry, funding request, application status, service updates, document requests, appointment or call-window reminders, and related communications.

If you consent to receive SMS messages, you may receive text messages related to your funding request, application updates, appointment reminders, and service notifications.

Message frequency may vary. Message and data rates may apply. You may reply STOP to opt out of SMS messages or HELP for help.

You may unsubscribe from marketing emails by clicking the unsubscribe link or contacting us directly. Even if you opt out of marketing communications, we may still send important administrative, transactional, legal, or service-related communications.

6. Third-Party Services and Funding Partners

ASAP Capital Solutions may use or refer you to third-party platforms, vendors, service providers, funding partners, lenders, underwriters, credit bureaus, banking partners, payment processors, verification providers, CRM platforms, communication tools, or other business partners.

We are not responsible for the policies, decisions, underwriting criteria, actions, omissions, rates, terms, approvals, denials, or services of third parties.

Your use of third-party services may be subject to separate terms, conditions, privacy policies, disclosures, or agreements provided by those third parties.

7. User Conduct

You agree not to:

• Submit false, incomplete, misleading, or fraudulent information.
• Impersonate another person or business.
• Use the website or services for unlawful purposes.
• Violate any applicable law, regulation, or third-party right.
• Attempt to gain unauthorized access to our systems, accounts, forms, databases, or networks.
• Interfere with or disrupt the operation of our website or services.
• Upload or transmit malware, spam, malicious code, or harmful content.
• Copy, scrape, reproduce, or misuse website content without permission.
• Use our services to commit fraud or misrepresent business information.

We may report suspected fraud, unlawful activity, or security threats to appropriate authorities and cooperate with investigations.

8. Ownership and Intellectual Property

All content, branding, logos, designs, graphics, text, software, forms, calculator logic, website structure, and other materials available through our website or services are owned by or licensed to ASAP Capital Solutions, unless otherwise stated.

You are granted a limited, non-exclusive, non-transferable right to access and use our website and services for lawful business purposes only.

You may not copy, reproduce, distribute, modify, reverse engineer, create derivative works from, sell, exploit, or use our content or systems without prior written permission.

9. Fees and Payment Terms

ASAP Capital Solutions may offer services or connect users with funding products that involve fees, costs, repayment obligations, or other financial terms. Any applicable fees, repayment terms, funding costs, or obligations should be disclosed before you accept a funding offer or paid service.

You are responsible for reviewing all funding documents, disclosures, agreements, rates, fees, repayment terms, and obligations before accepting any funding offer.

If you enter into a funding agreement or other financial arrangement, your obligations will be governed by the applicable agreement. Failure to meet payment or repayment obligations may result in collections, credit reporting, fees, penalties, or other consequences described in the applicable agreement.

10. Website and Calculator Disclaimers

The website, AI Funding Match Calculator, funding fit score, estimated funding range, and related materials are provided for general informational and lead-intake purposes only.

They are not financial, legal, tax, accounting, or investment advice.

Calculator results are estimates only and do not guarantee approval, funding amount, rate, term, credit limit, repayment structure, or timeline.

You should review all funding options carefully and consult with appropriate professional advisors before making business or financial decisions.

11. Disclaimer of Warranties

Our website and services are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, ASAP Capital Solutions disclaims all warranties, express or implied, including but not limited to warranties of:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy
• Completeness
• Availability
• Security
• Error-free operation

We do not warrant that the website, calculator, communications, or services will be uninterrupted, secure, accurate, complete, or free from errors.

12. Limitation of Liability

To the fullest extent permitted by law, ASAP Capital Solutions, its owners, officers, employees, contractors, affiliates, representatives, service providers, and partners shall not be liable for:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, business, data, goodwill, or reputation
• Delays, interruptions, errors, or website downtime
• Funding denials, funding delays, or third-party decisions
• Actions or omissions of funding partners, lenders, vendors, or third-party providers
• Unauthorized access resulting from factors outside our reasonable control

To the extent liability cannot be fully excluded, our total liability shall not exceed the amount you paid directly to ASAP Capital Solutions for the services at issue during the six months preceding the claim, or $100 if no amount was paid.

13. Indemnification

You agree to indemnify, defend, and hold harmless ASAP Capital Solutions, its owners, officers, employees, contractors, affiliates, representatives, service providers, and partners from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising from or related to:

• Your use of the website or services
• Your violation of these Terms
• Your submission of false, incomplete, or misleading information
• Your violation of applicable law
• Your violation of any third-party rights
• Any funding request, transaction, or agreement you enter into with a third party

14. Termination

We may suspend, restrict, or terminate your access to our website or services at any time, with or without notice, if we believe you have violated these Terms, submitted inaccurate information, misused the services, engaged in unlawful activity, or created risk for ASAP Capital Solutions or others.

Termination does not affect any obligations that existed before termination, including payment obligations, repayment obligations, confidentiality obligations, indemnification obligations, or obligations under any separate funding or service agreement.

15. Privacy and Data Protection

Your use of our website and services is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect personal and business information.

By using our website or services, you acknowledge that your information may be collected, used, and shared as described in our Privacy Policy.

16. Electronic Records and Signatures

You agree that electronic records, electronic communications, online submissions, electronic signatures, checkbox consents, SMS confirmations, email confirmations, and digital agreements may satisfy legal writing and signature requirements where permitted by law.

You agree to receive communications electronically unless you opt out where permitted.

17. External Links

Our website may contain links to third-party websites, tools, resources, or partner platforms. These links are provided for convenience only.

We do not control and are not responsible for third-party websites, content, security, privacy practices, products, services, or policies.

Accessing third-party websites is at your own risk.

18. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the State of California, without regard to its conflict of law principles.

Before filing any formal claim, both parties agree to first attempt to resolve disputes in good faith.

If a dispute cannot be resolved informally, the dispute may be resolved through binding arbitration in California, unless otherwise required by applicable law or unless a different dispute resolution process is required by a separate written agreement.

To the fullest extent permitted by law, you agree that disputes will be handled on an individual basis and not as part of a class action, collective action, or representative proceeding.

You should consult legal counsel before publishing or relying on this section, as arbitration and class-action waiver requirements may vary by jurisdiction and situation.

19. Changes to These Terms

We may update or modify these Terms at any time. Updates will be posted on this page with a revised “Last Updated” date.

Your continued use of the website or services after updated Terms are posted means you accept the revised Terms.

If you do not agree to the updated Terms, you should stop using our website and services.

20. Contact Information

For questions about these Terms or ASAP Capital Solutions services, please contact: