Secure Business Loans

Collateral business loans can potentially provide lower interest rates compared to other alternative funding options. Additionally, small business owners may qualify for higher funding amounts than they would with unsecured loans or lines of credit.

Secure Business Loans

Collateral business loans can potentially provide lower interest rates compared to other alternative funding options. Additionally, small business owners may qualify for higher funding amounts than they would with unsecured loans or lines of credit.

What constitutes a collateral business loan?

A collateral business loan is a type of secured financing where commercial real estate serves as collateral, reducing the lender's risk and lowering the loan's cost. This security typically allows small business owners to access more substantial funding compared to revenue-based financing that lacks secured collateral.

ASAP Capital Solutions offers collateral business loans ranging from $50,000 to $250,000, with flexibility in fund utilization. Loan terms hinge on factors like collateral value, business cash flow, the owner's personal credit, and repayment history. We prioritize the security of your primary residence and only accept developed properties not designated as your primary home.

Collateral Business Loan Rates

Many forms of alternative business funding utilize a factor rate instead of a conventional interest rate. Factor rates are straightforward decimal figures that indicate the additional amount you will owe on the original loan amount. Your specific factor rate is determined based on a risk assessment conducted by the lender. Typically, factor rates range between 1.1 and 1.5.

Who should consider applying

for a Secured Business Loan?

Secured business loans are well-suited for:

Businesses in need of economical capital for a brief duration

Businesses seeking a substantial or longer-term financing alternative compared to merchant cash advances or other small business loans

Businesses making significant purchases like new equipment or additional inventory

Businesses planning expansions, mergers, or acquisitions

Collateral business loans can be advantageous for various industries including medical practices, construction firms, manufacturing, automotive businesses, business services, and more. Regardless of your industry, our experienced Funding Advisors will collaborate closely with you to identify the optimal funding solution that supports your business objectives without compromising cash flow.

What constitutes a collateral business loan?

A collateral business loan is a type of secured financing where commercial real estate serves as collateral, reducing the lender's risk and lowering the loan's cost. This security typically allows small business owners to access more substantial funding compared to revenue-based financing that lacks secured collateral.

ASAP Capital Solutions offers collateral business loans ranging from $50,000 to $250,000, with flexibility in fund utilization. Loan terms hinge on factors like collateral value, business cash flow, the owner's personal credit, and repayment history. We prioritize the security of your primary residence and only accept developed properties not designated as your primary home.

Collateral Business Loan Rates

Many forms of alternative business funding utilize a factor rate instead of a conventional interest rate. Factor rates are straightforward decimal figures that indicate the additional amount you will owe on the original loan amount. Your specific factor rate is determined based on a risk assessment conducted by the lender. Typically, factor rates range between 1.1 and 1.5.

Who should consider applying for a Secured Business Loan?

Secured business loans are well-suited for:

Businesses in need of economical capital for a brief duration

Businesses seeking a substantial or longer-term financing alternative compared to merchant cash advances or other small business loans

Businesses making significant purchases like new equipment or additional inventory

Businesses planning expansions, mergers, or acquisitions

Collateral business loans can be advantageous for various industries including medical practices, construction firms, manufacturing, automotive businesses, business services, and more. Regardless of your industry, our experienced Funding Advisors will collaborate closely with you to identify the optimal funding solution that supports your business objectives without compromising cash flow.

How to secure a secured business loan

APPLY

Collect three months of bank statements and other documents. For expedited approval, authorize secure access to your bank account's transactional data.

CHOOSE FUNDING

A Funding Advisor will contact you within one hour (during regular business hours) to finalize your application and discuss available funding options.

GET FUNDED

Once you and your Funding Advisor identify the suitable funding option for your business, your funds can be approved and deposited within 24 hours.

SET REPAYMENT

Payments will automatically be deducted from your business's daily or weekly debit and credit card sales, with amounts based on your sales volume.

How to secure a secured business loan

APPLY

Collect three months of bank statements and other documents. For expedited approval, authorize secure access to your bank account's transactional data.

CHOOSE FUNDING

A Funding Advisor will contact you within one hour (during regular business hours) to finalize your application and discuss available funding options.

GET FUNDED

Once you and your Funding Advisor identify the suitable funding option for your business, your funds can be approved and deposited within 24 hours.

SET REPAYMENT

Payments will automatically be deducted from your business's daily or weekly debit and credit card sales, with amounts based on your sales volume.

Ways to utilize secured business loans

Alternative small business loans offer flexibility in usage. Typically, they

are most effective when used to:

Fund growth strategies, new equipment, and other high-return investments

Finance expansions, mergers, or acquisitions

Seize seasonal business opportunities, like purchasing inventory in bulk

Ways to utilize secured business loans

Alternative small business loans offer flexibility in usage. Typically, they

are most effective when used to:

Fund growth strategies, new equipment, and other high-return investments

Finance expansions, mergers, or acquisitions

Seize seasonal business opportunities, like purchasing inventory in bulk

Requirements to qualify for

a secured business loan

ASAP Capital Solutions offers collateral business loans with requirements that are more favorable compared to traditional lenders and other alternative funders. At ASAP Capital Solutions, we recognize that credit scores provide an incomplete picture, so we assess the overall strength of your business and the collateral available. Here are the key factors we take into consideration:

Type of collateral—we do not accept primary residences

Value of collateral, including recent property appraisal, county tax bill, and real estate schedule

Business revenue

Cash flow

Vendor payment history

Years in operation

Public records

Requirements to qualify for a secured business loan

ASAP Capital Solutions offers collateral business loans with requirements that are more favorable compared to traditional lenders and other alternative funders. At ASAP Capital Solutions, we recognize that credit scores provide an incomplete picture, so we assess the overall strength of your business and the collateral available. Here are the key factors we take into consideration: